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Hard-to-Place Homeowners

An average of 96% of all homeowners insurance claims result from property damage, including theft

Burns & Wilcox provides Hard-to-Place Homeowners Coverage targeted for properties that are not properly serviced by the standard insurance market. Contact your nearest Burns & Wilcox office today to ensure your client’s specific needs are being met.

Coverage Details and Features

  • Personal Liability limits up to $2 million
  • Includes replacement cost for contents
  • Coverage for all perils available
  • Water Damage & Sewer Backup included
  • Personal injury included
  • Available for owners with prior losses
  • Available for owners with private lenders
  • Available for owners with up to 3 mortgages
  • No prior insurance
  • Claims

Target Classes

(including but not limited to)

  • Homes from $200,000 and up
  • Homes under construction
  • Unsupported secondary and seasonal homes
  • Homes in brush
  • Homes in earthquake zones
  • Distressed Homes
  • And more

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Hard-to-Place Homeowners: Applications

Please choose the application that best fits your needs.

If you need additional assistance please contact your local office.

Office Locations