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Executive/Management Liability

64% of M&A deals face litigation

Directors and Officers in a corporation are much like the officers on a ship—they navigate their business through the sometimes choppy waters of the business world. And like the officers of the ship, they assume responsibility for the outcomes of their choices. In an increasingly regulated and litigious business environment, corporate executives can see their assets at risk for decisions they made as the leader of a company.

Burns & Wilcox provides access to Executive Liability Coverage that will limit your clients’ exposure to the financial risk of fines and court costs. Coupled with our extremely fast submission response time and low minimum premiums, Burns & Wilcox is one of the leading providers for wholesale insurance.

Coverage Details and Features

  • Public D&O
  • Private D&O
  • Non-Profit D&O
  • Public Officials/Public Entity D&O
  • EPLI
  • Fiduciary Liability
  • Crime Liability
  • Kidnap & Ransom

Ask an Expert

What is executive liability insurance and what does it cover?
Executive liability, also called management liability, is an inclusive term for an insurance package that incorporates a suite of standalone products to protect against management-related risk exposures. It offers coverage against lawsuits brought on by third-party actors or employees aiming for monetary gain. An executive liability package typically includes the following: directors & officers (D&O), employment practices and liability (EPLI), fiduciary, crime, and kidnap and ransom. Typically these coverages are offered separately, so many agents aren’t aware that the five pieces can be packaged together.
What’s the benefit of having an executive liability package over piecemeal, one-off coverages?
A packaged approach is ultimately structured to best protect the organization. Without a package, multiple carriers often cover different risk exposures, causing gray areas of responsibility when claims are filed as well as the potential for gaps in coverage.
What types of clients are best suited for a ‘packaged’ approach?
An executive liability package most often benefits non-profits, private companies and small publicly traded companies. It can be difficult to place the risks of large public companies with a single provider, so they often hold individual policies. At Burns & Wilcox Professional Liability Center of Excellence, we specialize managing these collective risks. We can help you understand the risks your clients face and will work with you to identify what type of policy is the right fit.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.


Surgery center with EPLI $1M limit including full limit 3rd party, $150,000 W&H sub-limit, additional $1M limit for defense


Nursing home with D&O $1M limit and EPLI $2M limit including full limit 3rd party


Medical software developer with D&O $1M limit, EPLI $1M limit including full limit 3rd party, $150,000 W&H sub-limit, additional $1M limit for defense

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