How confident are you in your Personal Liability insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.
Comprehensive Personal Liability
Generally, a comprehensive homeowners policy includes coverage for the home, content and liability exposures. However, there are times when a homeowner’s liability exposures become too great compared to the standard market appetite. This may occur due to the type of property owned, if the homeowner has incurred losses previously, or if other exposures make it difficult to secure liability coverage as part of their homeowners package.
Burns & Wilcox can provide access to Comprehensive Personal Liability (CPL) Coverage; a standalone liability coverage for a variety of risks. Sold in conjunction with a comprehensive homeowners policy, CPL provides coverage for personal liability exposures.
Costly and unexpected mishaps occur with surprising frequency. Every year, motor vehicle collisions in Canada cause 164,668 injuries while ATV and snowmobile-related accidents result in 20,671 emergency room visits. Personal injuries like these can easily exhaust the liability limits of standard auto and homeowners policies. In fact, unintentional injuries in Canada result in $15.9 billion in direct health care costs each year. Ensure that your clients have an extra layer of protection when accidents like these occur.
Burns & Wilcox can provide access to Personal Umbrella Coverage that can supplement your clients’ current policies to limit their exposure to crippling financial losses in the event of a liability claim or lawsuit.
At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.