Burns & Wilcox offers solutions for a variety of Residential Property coverage needs. See below for examples of coverages we are able to provide.
Homeowners and Dwelling
As homes are most likely the biggest purchase in your clients’ lives, it is important that they have the right protection for their property and personal belongings. With risks ranging from theft, to damages, to bodily injuries on personal property, it is important that your client is covered.
Burns & Wilcox, a leader wholesale insurance, provides access to a variety of Homeowners Coverage. Whether the house you own is large or small, occupied or vacant, we can provide access to the specific coverage your clients need.
The advantage of owning a condo is that you become a shareholder in a property from which you “share” access to common areas. However, this benefit does not come without risk. Although condominium associations carry insurance policies, they typically only cover items that are part of the building, including the common areas, parking lots, and swimming pool. Condo owners can also be held personally liable for injuries to visitors or for damage accidentally caused to other property including their neighbors. In addition, your clients need to ensure that their personal possessions in the condo are protected.
Burns & Wilcox can provide access to Condominium Unit Coverage which is required to protect your client’s personal property and any parts of their unit that aren’t covered by the condo association’s insurance policy. As a leader in providing excess and specialty insurance, we can provide you access to coverage for owner-occupied, tenant occupied and rented condominium units. Combined with our outstanding expertise and service, Burns & Wilcox is the only personal insurance wholesaler you need.
Course of Construction
The risk of property damage while you’re a home is under construction is a significant concern for property owners. Damage can result in severe, unexpected costs which can delay the building process or halt it entirely. Course of Construction insurance (often referred to as “Builder’s Risk”) provides a specialized form of insurance designed to insure against repair or replacement costs while construction is underway and, in some cases, for a specified period afterwards.
Course of Construction Coverage through Burns & Wilcox can cover your clients’ personal property while under construction, as well as property at off-site storage locations and in transit. As a leading provider of wholesale insurance, the experienced professionals at Burns & Wilcox can deliver insurance solutions that meet the unique needs of your clients.
Renters Coverage through Burns & Wilcox
Coverage for your clients who rent property
Renting a home, condo or apartment is often easier and less costly than owning a property. Renters are not required to take out a mortgage, pay for property maintenance or purchase homeowners insurance. However, the landlord’s insurance policy generally only covers the actual house, apartment or condo, leaving the tenant’s personal property and personal liability exposed to insurance risks. Obtaining Renters Coverage, often referred to as a Tenants Policy, can help mitigate the costs of replacing or repairing your client’s personal belongings, such as televisions, jewelry, computers and furniture. It will also provide liability coverage in the event they are found negligent, liable or presented with a lawsuit.
Burns & Wilcox can provide access to Renters Coverage which provides specialized coverage for a broad range of tenant occupied apartments, condominiums, and homes. As a leading provider of wholesale insurance, the experienced professionals at Burns & Wilcox can deliver insurance solutions that provide both peace of mind and security.
Burns & Wilcox provides Hard-to-Place Homeowners Coverage targeted for properties that are not properly serviced by the standard insurance market. Contact your nearest Burns & Wilcox office today to ensure your client’s specific needs are being met.
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