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There is a unique set of issues and insurance risks that come with owning and operating a direct-to-consumer retail business. When the number one priority is to provide customers with quality merchandise, it is vital to keep the business in operation, even after store damages, liability claims or theft causes an interruption in income. Obtaining the necessary insurance can help mitigate financial loss and help merchants continue to serve consumers.

Coverage Details and Features

  • Flexible limits to meet all needs
  • Umbrella/Excess coverage available
  • Property coverage available including:
    • Building, contents
    • Business income
    • Computer equipment
    • Equipment breakdown
    • Loss of rents
    • Outside signs
  • Loss of income
  • Equipment Breakdown Coverage — including food spoilage
  • Money and securities coverage
  • Signs and glass

Target Classes

(including but not limited to)

  • Shopping Center
  • Grocery Store
  • Antique stores
  • Art galleries and artist supply stores
  • Automotive stores
  • Bakeries and beverage stores
  • Bicycle stores and sporting goods stores
  • Shoe repair stores and shoe stores
  • Florist and fruit and vegetable markets
  • Fabric stores, craft supply stores, and ceramic stores
  • Furniture stores and department stores
  • Candy stores and ice cream shops
  • Appliance retailers
  • Electronic stores, camera stores, and computer stores
  • Discount stores and variety stores
  • Copy, duplicating and printing stores
  • Gift shops, and cards and stationery stores
  • Video stores and music stores
  • Clothing stores and tailor shops
  • Beauty shops and nail salons
  • Hardware stores, lighting stores, and key shops
  • Meat markets and delicatessens
  • Bridal shops
  • Carpet stores
  • Picture frame stores
  • Optical stores
  • Jewelery stores
  • Pawn Shop

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Retail: Applications

Please choose the application that best fits your needs.

If you need additional assistance please contact your local office.

Office Locations