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Security Services

Standard liability policies are not designed to protect against the special exposures security customers face. Our security program is specifically developed to meet the unique and complex insurance needs of the security industry customers. At Burns & Wilcox we deliver insurance coverage that goes beyond the limitations of standard liability policies and protects against the special exposures your customers face.

Coverage Details and Features

Coverage Highlights

  • Occurrence form, including failure to perform
  • No general aggregate limit
  • Products completed operations (aggregate limit)
  • Property damage (broad form)
  • Advertising Liability
  • Incidental medical malpractice
  • Contingent Employers Liability
  • Employee Benefits Liability – Claims made
  • Property damage from Design E&O
  • Property in the care, custody and control
  • Airport restriction liberalized
  • Limited Pollution Liability (120-hour reporting)
  • Tenants Legal Liability
  • Non-owned auto, including physical damage
  • Lock and key replacement
  • Employment Practices Liability – Claims made
  • Fores fire fighting expenses
  • Limited fungi and derivatives
  • Product recall expenses
  • Faulty or improper workmanship – Claims made
  • Legal expense and defense cost reimbursement

Other Available Coverage

  • Errors & Omissions Liability for private investigation service, security consultants and security training
  • Commercial General Liability, including failure to perform
  • Professional Liability
  • Crime – employee dishonesty, including third party extension
  • Property, including Business Interruption
  • Cyber, including first and third party protection
  • Claims made policy form

Target Classes

(including but not limited to)

  • Alarm installers - Burglary and fire
  • CCTV installers and home automation
  • Locksmiths
  • Manufacturers/distributors of protective systesms
  • Sprinkler installations and maintenance
  • Fire extinguishers and CO2 systems
  • Security guard services, including training
  • Private investigators, including training
  • Alarm monitoring stations
  • Telephone answering, paging and call centers

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

Office Locations