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AI Note-Taker Sparks Lawsuit Against Healthcare Systems
Inside This Article: Several California residents are suing two healthcare systems over allegations that an AI transcription tool recorded their visits without consent. Older privacy laws are frequently being applied to modern AI tools and data collection practices. Healthcare organizations should review Cyber, Privacy, and Healthcare Liability Insurance coverage to understand potential gaps tied to AI-related privacy claims. Companies implementing AI
‘Accidental Landlords’ on the Rise: How Slower Home Sales Can Create Coverage Gaps
Inside This Article: More homeowners are choosing to rent out their homes when they are unable to sell them in today’s slower housing market, according to recent reports. When a property becomes tenant-occupied, the owner will typically need to change their Homeowners Insurance policy to a Dwelling Fire policy. Water damage and fire claims are among the most common risks associated with rental
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Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…
Inside This Article: A recent analysis found that water and freezing damage claims comprised about 20% of small business insurance claims in 2025, compared to 15% in 2015. Fire continues to be the costliest type of loss, with average claim severity rising to approximately $80,000 in 2025, more than double 2015 levels, Risk & Insurance reported. Rising repair expenses, labor shortages,…
Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…
Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…
Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…
Inside This Article: A three-alarm fire at Baltimore’s historic “Castle on Keswick” building caused extensive water damage that destroyed wedding gowns and other property at Jill Andrews Gowns. The loss included client-owned items stored for fittings and alterations, raising concerns over who is financially responsible for damaged heirlooms. Commercial Property Insurance may not cover customers’ belongings, making specialized policies…
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