Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide comprehensive programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
The main reason I would give for working with Burns & Wilcox is the attention to service. In today's very busy world this seems to be a trait that is being overlooked. I find the people that we deal with at B&W take time to listen and ask informed questions which in most cases gets us to a satisfactory conclusion a lot sooner.
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Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…
Inside This Article: A Superman #1 comic book discovered in an attic recently sold for more than $9 million. Fine art sales have also broken new records in recent weeks, including a Gustav Klimt painting and a Frida Kahlo self-portrait. High-value collectibles require special insurance coverage under a Personal Articles Floater, as Homeowners Insurance policies would not typically have…
Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…
Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like California’s FAIR Plan offer limited protection for high-value homes. A new Atain-backed High-Value Homeowners Insurance program offered exclusively by Burns & Wilcox is designed specifically for catastrophe-exposed areas. Experts urge…
Residential Property insurers are adapting to more frequent natural disasters and rising repair costs. In this video from our recent P&C webinar, Danielle Alessandrini, Associate Vice President, Underwriting Director, Personal, Burns & Wilcox, Farmington Hills, Michigan, discusses how carriers are adjusting rates, changing appetites, and introducing new programs and risk management strategies to better protect homeowners. https://vimeo.com/1127184947/1f94588a8d?share=copy
With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…
Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…
Inside This Article: A homeowner in Oklahoma City incurred $22,000 in damages after a water main break flooded her basement. The owner had no coverage for the damage under her Homeowners Insurance policy and could not get assistance from the city. Many standard Homeowners Insurance policies exclude water damage from sources outside of the home, such as water main…