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Lawsuit: Customers ‘Severely’ Injured by Falling Antlers at LongHorn Steakhouse
Inside This Article: A couple in Tennessee recently filed a lawsuit against a restaurant after allegedly being injured when decorative antlers mounted on a wall fell on them. The hospitality industry is seeing an increase in the frequency and severity of injury claims. Commercial General Liability (CGL) Insurance can respond to customer injury incidents but may not keep pace with
$38B Blizzard: Historic Snowstorm Triggers Property, Liability Risks
Inside This Article: Heavy snowfall, wind, and ice from a major Northeast blizzard in February is expected to cost up to $38 billion, including costly residential damage claims. Ice dams, roof collapse, and slippery walkways are among the risks homeowners face after severe winter storms. Damage related to blizzards is typically covered under Residential Property Insurance, though policies may
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Inside This Article: A Florida gas station is facing a lawsuit after a customer allegedly tripped in a pothole near a gas pump. The suit claims the property owners failed to warn customers of the pothole, which reportedly blended in with the surrounding pavement and created a concealed hazard. Commercial General Liability (CGL) Insurance can respond to third-party bodily injury claims related to slip-and-fall accidents. …
Inside This Article: A recent Stanford and Harvard study found that medical AI systems generated severe clinical errors in a significant percentage of patient cases. Many healthcare professionals are using AI tools on the job, with one recent survey finding that almost half of nurses use generative AI at work. These reports point to an evolving risk landscape for…
Inside This Article: Federal regulators are claiming that former Lottery.com Inc. executives misled investors by falsely inflating revenues, according to reports. The Securities and Exchange Commission lawsuit follows guilty pleas by two former executives reportedly involved in a fraudulent $30 million financing deal, Bloomberg Law reported. Directors & Officers (D&O) Insurance can respond to these types of allegations, though coverage may depend on…
Inside This Article: Cyberattacks that target logistics companies are expected to double in 2026 after rising nearly 1000% since 2021, according to research by Everstream Analytics. Hackers are increasingly targeting shared transportation networks rather than individual trucking companies, the new data indicates. When a logistics firm faces a cyber incident, Cyber & Privacy Liability Insurance policies can provide immediate data breach response services. Coverage can also extend to…
Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…
Inside This Article: A recent analysis found that water and freezing damage claims comprised about 20% of small business insurance claims in 2025, compared to 15% in 2015. Fire continues to be the costliest type of loss, with average claim severity rising to approximately $80,000 in 2025, more than double 2015 levels, Risk & Insurance reported. Rising repair expenses, labor shortages,…
Other Recent Intel
Regenerative and alternative therapies—such as peptides, NAD+, ketamine, and stem cells—are rapidly expanding across healthcare and medspa settings. While these treatments present new opportunities for providers, they also introduce complex Healthcare Liability exposures. Now available on demand, this webinar features experts from Burns & Wilcox and GenStar Insurance Services as they explore evolving standards of care, regulatory scrutiny, and coverage…
Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…
Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…
Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…
Inside This Article: A three-alarm fire at Baltimore’s historic “Castle on Keswick” building caused extensive water damage that destroyed wedding gowns and other property at Jill Andrews Gowns. The loss included client-owned items stored for fittings and alterations, raising concerns over who is financially responsible for damaged heirlooms. Commercial Property Insurance may not cover customers’ belongings, making specialized policies…
In this clip from the Eye on 2026 P&C webinar, Chris Zoidis, President & Chief Executive Officer, Atain Insurance Companies, explains why the January 1 renewal cycle delivered bigger‑than‑expected Property rate drops and what it means for the 2026 market. https://vimeo.com/1152988213/8a2ae13848?share=copy&fl=sv&fe=ci
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