Wholesale Insurance for Property
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Property (Commercial)

Dedicated, Property-Only Experts to Help Clients Navigate this Challenging Environment

The Property Insurance segment has recently faced a severe tightening in capacity and Underwriting guidelines.  Multiple years of poor Underwriter performance due to CAT exposures such as Wind/Hail, wildfires and unprecedented winter weather have contributed to a changing marketplace.  Rate increases have become the norm and certain occupancies (Habitational, Wood Working, Recycling, etc.) have seen double digit or higher increases due to market appetite.

To meet these challenges, we have a dedicated group of property underwriters who work in this segment daily. Their expertise gives our clients a partner who can help navigate this complex marketplace.

Recent Property (Commercial) Wins

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$100,000

SCHEDULE OF RESIDENTIAL REALTY

$75,000

STAND ALONE CEF IN WASTE MANAGEMENT FACILITIES

$40,000

BUILDING OWNER SCHEDULE OF LOCATIONS WITH MULTIPLE OCCUPANCIES

$40,000

PARTICIPATION ON PROPERTY FOR A PRIVATE OUTFITTER OPERATION

Areas Of Specialty

Buildings
  • Building Owners with Various Occupancies
  • Rooming Houses
  • Student Rentals
  • Vacant Buildings
  • Nursing Homes/Assisted Living Centres
  • Churches
Offices
Manufacturing
Hotels/Motels/Hospitality
  • Hotels
  • Motels
  • Seasonal Operations
  • Restaurants
  • Family Restaurants
  • Chain Restaurants
  • Pubs
  • Taverns
  • Sport Bars
  • Cafes
  • Bars
  • Deli and Catering
  • Breweries
  • Drive-Thru & Fast Food
Apartments
Retail & Commerce
  • Shopping Centres
  • Standalone Retail
  • Art Galleries
  • Strip Centers
  • Auto Part Sores
  • Tire Stores
  • Gas Stations
  • Convenience Stores
  • Car Washes
Food & Beverage
  • Liquor Licensed Establishments
  • Grocery Stores
  • Retail Bakery Shops
  • Seasonal Operations
  • Restaurants
  • Family Restaurants
  • Chain Restaurants
  • Pubs
  • Taverns
  • Sport Bars
  • Cafes
  • Bars
  • Deli and Catering
  • Breweries
  • Drive-Thru & Fast Food
Warehouses
  • Distribution Centres
Property Schedules
Inland Marine
  • Motor Truck Cargo
  • Transit Exposures
  • Contractors Equipment
  • Installation Floaters
  • High Value Cargo
  • High Risk Territories, including US Exposure
  • Reefer Breakdown Coverage

Available Products

  • Broad Form
  • Named Perils
  • Actual Cash Value
  • Replacement Cost
  • Vacant Building Coverage
  • Builder’s Risk
  • Inland Marine
  • Contractor’s Equipment Floater
  • Motor Truck Cargo
  • Exhibition Floater
  • Load Brokers/Freight Forwarders
  • Jewelers Block
  • Fine Arts Floaters
  • Stand-Alone Terrorism
  • Equipment Breakdown

Featured Expert

Your Local Team

TO SEE YOUR LOCAL BURNS & WILCOX TEAM, PLEASE ENTER YOUR Address.

Vice President
Director, Commercial Insurance
Works at Toronto Office Map
Associate Director, Commercial Insurance
Atlantic Division
Works at St. John’s Office Map
Director, Construction
Works at Toronto Office Map
Product Specialist, Personal Accident
Works at Toronto Office Map

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Independently owned Canadian company. Amazing service from the local office. Expertise when needed.

-Matt D., Client, Halifax, Nova Scotia