Comprehensive Coverages for Environmental Exposures

Almost every company faces some kind of environmental exposure. Every risk has a potential environmental exposure and requires a special need for expertise – absence of loss does not mean absence of risk. Furthermore, there is a growing requirement for Environmental insurance driven by federal/provincial/municipal regulators; Purchase/Sale Agreements (PSAs) and financial institutions.

As a global leader in wholesale insurance with an entire team that specializes in Environmental Insurance, we are equipped with the expertise and industry knowledge to provide the right environmental coverages to an industry that is significantly underinsured. Environmental insurance from Burns & Wilcox markedly diminishes the need for self-insurance, thereby providing clients balance sheet protection.

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Environmental Insurance Market Overview

The Environmental Insurance market does not always move in lockstep with some of the more common lines of business. Since this is often not a required coverage, Environmental’s peaks rely Read More

Recent Environmental Wins

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Areas Of Specialty

Premises or Site Pollution Liability (PPL)
  • Real Estate Portfolios (SME)
  • Real Estate Transactions
  • Property Managers
  • Institutional: Hospital/Healthcare; Educational (Schools/Universities)
  • Manufacturers/Fabricators
  • Distributors/Warehousing
  • Recycling Facilities/Landfills
  • Waste Treatment and Storage Facilities
  • Cannabis Operators
  • Bulk Fuel Storage/Cardlocks/Service Stations
  • Agricultural/Farming
Contractors Pollution Liability (CPL)
  • General Contractors
  • Developers – Commercial/Residential
  • Infrastructure Development
  • Construction Managers
  • HVAC/Mechanical Contractors
  • Demolition Contractors
  • Street and Road Contractors
  • Janitorial Services
  • Haulers/Transportation – including Bulk Fuel
  • Pesticide and Fertilizer Applications
  • Electrical and Plumbing Contractors
  • Non-Oil and Gas Drilling
  • Restoration Contractors
  • Storage Tank Installers
  • Remediation and Abatement Contractors
  • Vacuum Truck Operators
Environmental Contractors/Consultants Package (CPL + E&O + CGL)
  • Environmental Consultants/Engineers
  • Environmental Drilling Services
  • Abatement & Remediation Contractors and Consultants
  • Restoration Contractors
Premises + Contractors Pollution Liability Hybrid
  • Infrastructure Developments
  • Public Private Partnerships (P3)
  • Waste Management/Waste Disposal
Storage Tank Liability
  • Above Ground Tanks
  • Underground Tanks
  • Tank Farms
  • Residential Tanks

Available Products

  • Discovery, 3rd party and Regulatory Coverage Triggers
  • 3rd Party Liability: Off-Site Clean-Up, Bodily Injury, Property Damage, Diminution in Value
  • 1st Party Liability: On-Site Clean Up
  • New Conditions/Pre-Existing Conditions Coverage
  • Up to 10 Year Term
  • Defense Costs/Legal Expense
  • Transportation DIC Coverage
  • Natural Resource Damage
  • Non-Owned Disposal Sites (NODS)
  • Mould, Asbestos
  • Emergency Response Costs
  • Annual Term or Project Specific for Contractors
  • Project Coverage Tailoring: Owner Controlled Insurance Program (OCIP) or Contractor Controlled Insurance Program (CCIP)
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“Quick response, great people, a variety of products. I get responses after-hours which is big in this industry, people are there willing to write business and they try everything they can to do so. Keep up the good work.”

-Christina M., Client, Toronto, Ontario