Report: Reconstruction Costs Soaring Alongside Increasing Wildfire Risks
More than 1.2 million homes in California are at a moderate or high risk of wildfire damage, representing a reconstruction cost value of more than $760 billion, according to a
Residential Property
Peace of Mind through Comprehensive Residential Property Coverage
A home is generally a person’s largest asset, one that requires a tailored solution to meet the needs of the homeowner. Unique homes require a detailed approach. Sometimes a home might be away from protection like a fire station or it might be in a flood zone and adequate coverage is required to protect against all perils.
Our underwriters take an entirely comprehensive look at an insured’s assets and provide a detailed solution to protect their possessions, their family and the insureds themselves.
Our underwriters take an entirely comprehensive look at an insured’s assets and provide a detailed solution to protect their possessions, their family and the insureds themselves.
Recent Residential Property Wins |
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$23,000
CONDOMINIUM
$17,000
HARD-TO-PLACE HOMEOWNER
$3,200
HARD-TO-PLACE HOMEOWNER WITH NO CURRENT INSURANCE
$3,200
HOMEOWNER WITH ROOFING CLAIMS
Areas Of Specialty
Homeowners and Dwelling
- Primary Homes
- High Value Homes
- Homes with Minor Maintenance Issues
- Homes Under Construction
- Unprotected Dwellings
- Standalone Seasonal Homes
- Standalone Vacation Homes
- Homes with Poor Claim History
- Lower Value Homes
- Rented Dwellings
- Condo Owner & Tenants
- Cancelled due to Non-Payment
- Homeowners with two or more Mortgagees
- No Prior Insurance Experience Required
- Private Lender Homes
- Named Insured can be Trusts, Estates, Limited Partnerships or Family Partnerships
Hard-to-Place Homeowners
- Homes Under Construction
- Unsupported Secondary And Seasonal Homes
- Distressed Homes
- Homes with Minor Maintenance Issues
- Cancelled for Non-Payment
- Homeowners with Poor Claims History
- Homeowners with Two or More Mortgages
Condominium Unit
- Primary Home
- Seasonal & Secondary Home
- Rented through AirBnB or similar
Course of Construction
Builders Risk
Rental Property
- Homes rented to One to Three Families
- Rented through AirBNB
- Seasonal Rentals
Personal Articles Floater
- Jewelry
- Memorabilia
- Fine Art
- Collectables
- Furs
- Cameras
- Musical Instruments
- Wine Collections
- Diamond Rings
Available Products
- Property Coverage
- Comprehensive Form
- Named Perils Form
- Broad Form
- Actual Cash Value
- Replacement Cost
- Water Damage
- Sewer Back-up
- Personal Liability
- Umbrella Coverage
- Contents Coverage
Featured Expert
Michelle Allemang
Manager, Personal Insurance, Canada
- Residential Property
- High-Value Solutions (Personal)
- Liability (Personal)
With seven years of hard-to-place personal property and liability underwriting experience, Michelle manages the Western Canada Personal Insurance Practice for Burns & Wilcox Canada. She is committed to providing creative…
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Your Local Team |
Underwriter, Commercial Insurance
Atlantic Division
Atlantic Division
Underwriter, Commercial Insurance
Atlantic Division
Atlantic Division
Senior Underwriter, Commercial Insurance
Senior Underwriter, Commercial Insurance
Atlantic Division
Atlantic Division
Manager, St. John's
Atlantic Division
Atlantic Division
Senior Underwriter
Commercial & Personal Insurance
Commercial & Personal Insurance
Manager, Personal Insurance, Canada
Senior Underwriter, Property & Casualty
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Costly Omissions: Dog Bite Claim Denied After Agent Fails to Disclose Pet
A homeowner in Connecticut is facing a dog bite claim that will not be covered by insurance after his agent allegedly failed to disclose the dog on his Homeowners Insurance
Quick response, great people, a variety of products. I get responses after-hours which is big in this industry, people are there willing to write business and they try everything they can to do so. Keep up the good work.
Recent Residential Property Wins
$23,000
CONDOMINIUM
$17,000
HARD-TO-PLACE HOMEOWNER
$3,200
HARD-TO-PLACE HOMEOWNER WITH NO CURRENT INSURANCE
$3,200
HOMEOWNER WITH ROOFING CLAIMS
$3,100
HARD-TO-PLACE HOMEOWNER WITH 3 CLAIMS IN LESS THAN 5 YEARS
$2,260
RENTED DWELLING
Eligibility Guidelines
Below are the eligibility guidelines for online binding and issuing Cyber Liability:
– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.
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Product Guidelines
Honoring a True Pioneer
A BURNSÂ 
WILCOX ASSESSMENT
Article Title
April 16, 2020
Written by
Denis Brady
PRESIDENT, BURNS & WILCOX BROKERAGE
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“Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?”
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State of the Residential Property Market
A BURNSÂ WILCOX ASSESSMENT