Wholesale Insurance for Residential Property
Home / Residential Property

Residential Property

Peace of Mind through Comprehensive Residential Property Coverage

A home is generally a person’s largest asset, one that requires a tailored solution to meet the needs of the homeowner. Unique homes require a detailed approach. Sometimes a home might be away from protection like a fire station or it might be in a flood zone and adequate coverage is required to protect against all perils.

Our underwriters take an entirely comprehensive look at an insured’s assets and provide a detailed solution to protect their possessions, their family and the insureds themselves.

Recent Residential Property Wins

See More

$23,000

CONDOMINIUM

$17,000

HARD-TO-PLACE HOMEOWNER

$3,200

HARD-TO-PLACE HOMEOWNER WITH NO CURRENT INSURANCE

$3,200

HOMEOWNER WITH ROOFING CLAIMS

Areas Of Specialty

Homeowners and Dwelling
  • Primary Homes
  • High Value Homes
  • Homes with Minor Maintenance Issues
  • Homes Under Construction
  • Unprotected Dwellings
  • Standalone Seasonal Homes
  • Standalone Vacation Homes
  • Homes with Poor Claim History
  • Lower Value Homes
  • Rented Dwellings
  • Condo Owner & Tenants
  • Cancelled due to Non-Payment
  • Homeowners with two or more Mortgagees
  • No Prior Insurance Experience Required
  • Private Lender Homes
  • Named Insured can be Trusts, Estates, Limited Partnerships or Family Partnerships
Hard-to-Place Homeowners
  • Homes Under Construction
  • Unsupported Secondary And Seasonal Homes
  • Distressed Homes
  • Homes with Minor Maintenance Issues
  • Cancelled for Non-Payment
  • Homeowners with Poor Claims History
  • Homeowners with Two or More Mortgages
Condominium Unit
  • Primary Home
  • Seasonal & Secondary Home
  • Rented through AirBnB or similar
Course of Construction
Builders Risk
Rental Property
  • Homes rented to One to Three Families
  • Rented through AirBNB
  • Seasonal Rentals
Personal Articles Floater
  • Jewelry
  • Memorabilia
  • Fine Art
  • Collectables
  • Furs
  • Cameras
  • Musical Instruments
  • Wine Collections
  • Diamond Rings

Available Products

  • Property Coverage
  • Comprehensive Form
  • Named Perils Form
  • Broad Form
  • Actual Cash Value
  • Replacement Cost
  • Water Damage
  • Sewer Back-up
  • Personal Liability
  • Umbrella Coverage
  • Contents Coverage

Featured Expert

Your Local Team

TO SEE YOUR LOCAL BURNS & WILCOX TEAM, PLEASE ENTER YOUR Address.

Vice President
Director, Commercial Insurance
Works at Toronto Office Map
Associate Director, Commercial Insurance
Atlantic Division
Works at St. John’s Office Map
Director, Construction
Works at Toronto Office Map
Product Specialist, Personal Accident
Works at Toronto Office Map

Related Intel

See All

Quick response, great people, a variety of products. I get responses after-hours which is big in this industry, people are there willing to write business and they try everything they can to do so. Keep up the good work.

-Christina M., Client, Toronto, Ontario