Costly Omissions: Dog Bite Claim Denied After Agent Fails to Disclose Pet
A homeowner in Connecticut is facing a dog bite claim that will not be covered by insurance after his agent allegedly failed to disclose the dog on his Homeowners Insurance
Liability (Personal)
Expert, Comprehensive Personal Liability Coverage
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability Programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is for personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
We provide Comprehensive Personal Liability Programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is for personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Recent Liability (Personal) Wins |
$20,000
ROOFER
$2,900
$10M UMBRELLA LIMIT FOR HIGH NET WORTH INDIVIDUALS
$1,700
$10M UMBRELLA LIMIT FOR HIGH NET WORTH INDIVIDUAL
$1,400
$5M UMBRELLA LIMIT FOR FOREIGN INDIVIDUAL
Areas Of Specialty
Personal Umbrella 
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-
- Extend to US Locations and vehicles
- Up to $10M Excess
-
Personal Articles Floaters 
- Collections Â
- Fine Art Â
- Jewelry Â
- Furs Â
- Extremely Valuable Heirlooms Â
- Memorabilia
- Cameras
- Musical Instruments
- Wine Collections
- Diamond Rings
Property Coverage 
- One, Two, Three, and Tour Family Dwellings Â
- Condominium Unit Owners: Occupied or Rented to Others Â
- Mobile Homes Â
- Secondary Residences Â
- Tenants of Multiple Unit Buildings Â
- Occupants of Apartments Â
- Vacant Land 
Worldwide Personal Injury and Property Damage 
Celebrities, Athletes, Politicians, High Profile Figures 
Trusts, Family Partnerships, Sole Proprietorship, and LLP’s 
Available Products
- Personal Umbrella
- Comprehensive Personal Liability 
- Property Coverage 
- Personal Articles Floater 
- Excess Coverage
- Accident and Health
- Kidnap and Ransom
Featured Expert
Michelle Allemang
Manager, Personal Insurance, Canada
- Residential Property
- High-Value Solutions (Personal)
- Liability (Personal)
With seven years of hard-to-place personal property and liability underwriting experience, Michelle manages the Western Canada Personal Insurance Practice for Burns & Wilcox Canada. She is committed to providing creative…
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Your Local Team |
Underwriter, Commercial Insurance
Atlantic Division
Atlantic Division
Manager, St. John's
Atlantic Division
Atlantic Division
Senior Underwriter
Commercial & Personal Insurance
Commercial & Personal Insurance
Manager, Personal Insurance, Canada
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A 3-year-old girl required 180 stitches to her face and spent days in the hospital after being tragically attacked by a dog April 2 at a home day care in
President Biden’s Dog ‘Major’ Involved in Second Biting Incident
One of the White House’s two canine residents was involved in a biting incident on March 29: the Bidens’ German Shepherd, Major, reportedly nipped at a National Park Service employee
The Underwriters are very educated on their product offerings and they try their best to find solutions. They are also very responsive by phone and email which I find very important in putting together proposals.
Recent Liability (Personal) Wins
$20,000
ROOFER
$2,900
$10M UMBRELLA LIMIT FOR HIGH NET WORTH INDIVIDUALS
$1,700
$10M UMBRELLA LIMIT FOR HIGH NET WORTH INDIVIDUAL
$1,400
$5M UMBRELLA LIMIT FOR FOREIGN INDIVIDUAL
Eligibility Guidelines
Below are the eligibility guidelines for online binding and issuing Cyber Liability:
– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.
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Product Guidelines
Honoring a True Pioneer
A BURNSÂ 
WILCOX ASSESSMENT
Article Title
April 16, 2020
Written by
Denis Brady
PRESIDENT, BURNS & WILCOX BROKERAGE
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State of the Liability (Personal) Market
A BURNSÂ WILCOX ASSESSMENT