Commercial

Key Takeaways  Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight.  Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options.  Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures.  Enforcement of English-language proficiency rules intensified in 2025, worsening…

Gene’ Cain, Broker, Transportation, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, breaks down why Commercial Auto rates continue climbing after 55 consecutive quarters, highlighting severity trends, supply chain delays, and emerging risks tied to electric vehicles. This insight from our recent Transportation webinar offers a clear look at the factors driving Physical Damage and Liability losses. https://vimeo.com/1145667389/a029430501?fl=ip&fe=ec

Renee Jones, Underwriter, Transportation, Burns & Wilcox, Dallas/Ft. Worth, Texas, highlights how proactive loss mitigation—rooted in a strong safety culture—can meaningfully influence premium. In this clip from our recent Transportation webinar, she explains how telematics, driver-facing cameras, and consistent loss control practices help reduce frequency and severity while improving pricing options. https://vimeo.com/1145669562/66ef496443?fl=ip&fe=ec

In this clip from our recent Transportation & Garage Insurance webinar, Liza Zarate, Underwriter, Transportation, Burns & Wilcox, San Antonio, Texas, highlights how stricter enforcement of English proficiency regulations is impacting the trucking industry—and where brokers and agents can still find opportunity. https://vimeo.com/1145736966/afee42d510?fl=ip&fe=ec

Inside This Article:  Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury.  The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks.  Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses.  Additional safeguards such as Business Interruption…

The Transportation market is shifting rapidly — rising loss severity, repair-cost inflation, and tighter underwriting are creating both challenges and opportunity. Watch the webinar recording featuring Transportation & Garage Insurance experts from Burns & Wilcox to learn how to navigate evolving Liability and Physical Damage exposures, strengthen Garage solutions, and use safety technology and telematics to help insureds secure more favorable terms.  Featured Experts:…

Key Takeaways  The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding.   The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts.  Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs.   Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures.  https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci