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Construction Mistake Leads to Radiation Exposure, Lawsuit Claims

Construction Mistake Leads to Radiation Exposure, Lawsuit Claims

Inside This Article: A CT scanning lab in St. George, Utah, was built without the required lead-lined shielding and allegedly exposed more than two dozen staff at a neighboring clinic to excessive radiation levels for months, a lawsuit claims. The lawsuit accuses the construction firm, drywall company, and medical consulting firm of negligence and fraudulent concealment. Errors & Omissions…

P&C Report: 2025 Q4 Outlook

P&C Report: 2025 Q4 Outlook

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Paranormal Meets Professional: ‘The Conjuring’ House Auction Risks

Paranormal Meets Professional: ‘The Conjuring’ House Auction Risks

Inside This Article: A Rhode Island farmhouse made famous by The Conjuring film is scheduled for public auction on Halloween. The property is being advertised as “famous” for paranormal activity. Auctioneers, title agents, and property inspectors can face significant liability risks when handling high-profile or complex transactions. Professional Liability Insurance, also known as Errors & Omissions Insurance, helps protect…

Video: Professional Liability – Innovation and Emerging Risks

Video: Professional Liability – Innovation and Emerging Risks

From broader coverage for manufacturers to tailored policies for ketamine clinics and senior living facilities, insurers are adapting to new Professional Liability risks. In this short clip from our recent Property & Casualty webinar, Erica Rangel, Associate Managing Director, Burns & Wilcox, Chicago, Illinois, discusses how insurance solutions are evolving to meet changing industry needs. https://vimeo.com/1127190041/3d0a54c84c?share=copy

Webinar: P&C Market Outlook – Q4 2025

Webinar: P&C Market Outlook – Q4 2025

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…

Adidas Data Breach Linked to Vendor; Personal Info Exposed

Adidas Data Breach Linked to Vendor; Personal Info Exposed

Inside This Article: Adidas confirmed a cyber incident earlier this year that involved the release of personal consumer data. The breach reportedly occurred after hackers gained access through an external vendor that performed customer service operations. Experts say cyber criminals are exploiting the security gaps of smaller third-party vendors, posing growing risks for the companies that rely on them. …

Cyber Insurance Outlook: Emerging Risks, Underwriting Trends, and Strategic Insights

Cyber Insurance Outlook: Emerging Risks, Underwriting Trends, and Strategic Insights

Key Takeaways Cyber risk is expanding across all sectors, with healthcare, manufacturing, retail education, and public utilities at heighten risk. The average cost of a data breach in Canada reached $4.8 million in 2025, a 4 percent increase from 2024, according to IBM. Baseline cybersecurity controls are now prerequisites for insurability. Carrier-provided pre-breach services are a key differentiator. Cyber…

Webinar: Cyber Insurance – Preparing Clients for a Changing Market

Webinar: Cyber Insurance – Preparing Clients for a Changing Market

The Cyber Insurance market is evolving rapidly, driven by rising claim severity, emerging exposures, and shifting client expectations. In our latest on-demand webinar, experts share insights to help brokers and agents better protect their clients. Watch the recording to learn: The life of a Cyber claim—from first notice to class action lawsuits How AI is reshaping Cyber and Media Liability…

P&C Report: 2025 Q3 Outlook

P&C Report: 2025 Q3 Outlook

Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

$600K Insurance Dispute Exposes Critical Gaps in Subcontractor Coverage

$600K Insurance Dispute Exposes Critical Gaps in Subcontractor Coverage

Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…

$4.5M Ice Cream Sandwich Recall Prompts Lawsuit Against Insurance Broker

$4.5M Ice Cream Sandwich Recall Prompts Lawsuit Against Insurance Broker

Inside This Article: Crave Better Foods, parent company of the Chipwich ice cream sandwich brand, is suing its insurance broker for failing to secure Product Recall Insurance, which the company claims could have offset $4.5 million in losses tied to a 2024 listeria-related recall. The lawsuit alleges professional negligence and misrepresentation, claiming the insurance broker did not reassess insurance…

$10M Suit Filed by Moderna Over Mold, Water Damage at Manufacturing Facility

$10M Suit Filed by Moderna Over Mold, Water Damage at Manufacturing Facility

Inside This Article: Moderna is suing a construction firm for $10 million because of alleged defective work resulting in extensive water leaks, mold and structural damage. The lawsuit claims construction firm The Gutierrez Co. failed in the “design and construction” of the building’s core and shell, causing multiple issues. Non-weather-related water damage is a common issue for commercial properties,…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.