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Webinar: P&C Market Outlook – Q3 2025
The Property & Casualty (P&C) Insurance market continues to evolve, shaped by shifting carrier appetites, emerging risks, and increasing demand for specialized solutions. In our latest on-demand webinar, industry experts from Burns & Wilcox explore the current state of the market and what brokers and agents need to know to stay ahead. Watch the recording to learn about: Why Environmental Insurance…

Teen Party at Airbnb Causes $7K in Damages, Exposes Rental Risks
Inside This Article: A group of teens threw an unauthorized party at a Palm Beach County Airbnb, causing an estimated $7,000 in damage. The damage included a broken front gate, missing blinds, and a burnt electrical outlet, in addition to lost income from a canceled future booking. Coverage under standard Homeowners Insurance policies may not apply to short-term rentals,…

$600K Insurance Dispute Exposes Critical Gaps in Subcontractor Coverage
Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…

Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use
Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their…

Video: AI & Healthcare
From classrooms to clinics, AI is transforming healthcare. In this short clip from our recent Healthcare Liability webinar, Caileb Newby, Broker, Professional Liability, Burns & Wilcox Brokerage, San Francisco, CA, shares how the technology is enhancing both medical training and clinical decision-making. https://vimeo.com/1087198820/5b13535910?share=copy

Video: Medspa Risk Trends
The medspa industry is booming—but so are the risks. In this clip from our Healthcare Liability webinar, Chris Valenzuela, Broker, Professional Liability, Burns & Wilcox, Los Angeles, CA, breaks down emerging concerns around injectables, patient expectations, and why informed consent is more critical than ever. https://vimeo.com/1086525183/306f9b93a2?share=copy

Cheesecake Factory Fire Spreads Through Vents, 100+ Firefighters Respond
Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…

Webinar: Emerging Risks & Opportunities in Healthcare Liability Insurance
From evolving treatments to increased litigation and data privacy concerns, the risks facing healthcare professionals are more complex than ever. Watch the below webinar as our guest experts discuss key trends, challenges, and opportunities in the Healthcare Liability Insurance market. Featured Experts: Caileb Newby, Broker, Professional Liability, Burns & Wilcox Brokerage, San Francisco, CA Chris Valenzuela, Broker, Professional Liability, Burns…

P&C Report: 2025 Q2 Outlook
Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.…

2 Cranes Fall from Building, Raising Insurance Concerns
Inside This Article: Two “spyder” cranes came crashing down onto a scaffolding outside a 12-story building that was under construction. No injuries were reported related to the incident, which occurred just a day after a partial stop-work order at the site was rescinded. This type of incident could lead to reputational damage as well as costly lawsuits, which can…

Webinar: P&C Market Outlook Q2 2025
The Property & Casualty (P&C) insurance landscape is evolving, shaped by shifting market conditions, emerging risks, and changing carrier appetites. Watch the Burns & Wilcox P&C Market Outlook Q2 2025 webinar replay to gain valuable insights from industry leaders on the latest trends across the Commercial, Personal, and Professional Liability Insurance markets, including: Strategies for brokers and agents to succeed…

Cosmetic Treatment Gone Wrong: The Rising Risks in Medspas
Inside This Article: A woman reportedly suffered multiple infections after receiving injections of a filler at a medical spa in Philadelphia. More medical spas in the U.S. and Canada are offering increasingly complex procedures, potentially heightening the risk of a malpractice claim. When a medspa is sued, the facility’s Professional Liability Insurance can cover legal defense and indemnity payments.…
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