Intel

Short-term and vacation rentals can create unique coverage considerations. In this clip from our recent Hospitality Insurance webinar, Nick Caletri, Senior Underwriter, Commercial Insurance, Burns & Wilcox, New Orleans, LA, explains how factors such as occupancy, ownership structure, and carrier guidelines can influence whether a risk is placed in the personal or commercial market. https://vimeo.com/1219665578/26c42ac678?share=copy&fl=sv&fe=ci

New hospitality trends are bringing new liability concerns. In this short clip from our recent Hospitality Insurance webinar, Ashley Poe, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Charlotte, NC, explores how CBD and THC beverages, virtual reality attractions, and other emerging exposures are reshaping risks in the hospitality industry and creating important coverage conversations for brokers and agents. https://vimeo.com/1219667793/9b5e39e769?share=copy&fl=sv&fe=ci

Opportunities are emerging in the hotel sector. In this clip from our recent Hospitality Insurance webinar, Nicholas Enriquez, Associate Managing Director, Burns & Wilcox Brokerage, Scottsdale, AZ, discusses renewed carrier appetite for hotel risks, key underwriting considerations, and what brokers and agents should watch as market conditions evolve. https://vimeo.com/1219665964/c0bd9c711f?share=copy&fl=sv&fe=ci

Inside This Article: A partial structural collapse at an Illinois condominium complex in early March forced a full evacuation and prompted inspections of nearby buildings. Officials said early findings point to the failure of a support column in an underground garage. Habitational Insurance programs, including Commercial Property Insurance and Commercial General Liability (CGL) Insurance, can help cover building repairs and potential third-party liability…

Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures. https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Inside This Article: Heavy rains were likely to blame for a third-floor balcony collapse in Los Angeles involving four individuals and a dog. Balcony collapses are rare but can also happen when structural integrity is compromised due to age, poor construction or overloading. Such incidents at housing complexes can cause catastrophic injuries, potentially leading to lawsuits and significant repair…

Residents of an apartment complex in Atlanta, Georgia, that was severely damaged in a three-alarm fire on Nov. 10 have filed a class-action lawsuit against the building owners, claiming the owners failed to maintain the property’s fire suppression system and allowed access to the roof, where the fire began. The devastating blaze that destroyed most of the Reserve at LaVista…

The former owner and manager of two apartment complexes in Washington, D.C. will pay $3.5 million to settle a tenant lawsuit alleging rat and bed bug infestations, sewage leaks, mold contamination and other hazards. The lawsuit, brought by the district’s attorney general in October 2018, also claimed the buildings’ hundreds of tenants were subjected to persistent violence, including multiple homicides…

Caesars Palace, MGM Resorts and several other Las Vegas hotel-casinos are slated to resume operations starting June 4, according to the Nevada governor’s May 26 press release. Though Las Vegas casinos must implement requirements such as mandatory temperature checks for guests and are subject to various restrictions, reopening is a significant milestone in the embattled hospitality sector’s recovery from coronavirus-related…