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Organizations serving vulnerable populations are experiencing a rise in complex liability risks, with claims becoming more frequent and severe. As standard carriers exit the space and contractual requirements evolve, Sexual Abuse and Molestation (SAM) coverage is increasingly needed and often only available through the Excess & Surplus (E&S) market. For further insight, we spoke with Rahmad Bauldrick, Vice President, Regional Practice…
Inside This Article: A CT scanning lab in St. George, Utah, was built without the required lead-lined shielding and allegedly exposed more than two dozen staff at a neighboring clinic to excessive radiation levels for months, a lawsuit claims. The lawsuit accuses the construction firm, drywall company, and medical consulting firm of negligence and fraudulent concealment. Errors & Omissions…
Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…
Inside This Article: A Rhode Island farmhouse made famous by The Conjuring film is scheduled for public auction on Halloween. The property is being advertised as “famous” for paranormal activity. Auctioneers, title agents, and property inspectors can face significant liability risks when handling high-profile or complex transactions. Professional Liability Insurance, also known as Errors & Omissions Insurance, helps protect…
From broader coverage for manufacturers to tailored policies for ketamine clinics and senior living facilities, insurers are adapting to new Professional Liability risks. In this short clip from our recent Property & Casualty webinar, Erica Rangel, Associate Managing Director, Burns & Wilcox, Chicago, Illinois, discusses how insurance solutions are evolving to meet changing industry needs. https://vimeo.com/1127190041/3d0a54c84c?share=copy
With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…
Inside This Article: Adidas confirmed a cyber incident earlier this year that involved the release of personal consumer data. The breach reportedly occurred after hackers gained access through an external vendor that performed customer service operations. Experts say cyber criminals are exploiting the security gaps of smaller third-party vendors, posing growing risks for the companies that rely on them. …
Key Takeaways Cyber risk is expanding across all sectors, with healthcare, manufacturing, retail education, and public utilities at heighten risk. The average cost of a data breach in Canada reached $4.8 million in 2025, a 4 percent increase from 2024, according to IBM. Baseline cybersecurity controls are now prerequisites for insurability. Carrier-provided pre-breach services are a key differentiator. Cyber…