General contractors, specialty contractors and subcontractors are usually required by law or contract to have insurance. Each trade has different risks that need to be assessed when choosing the right coverage. Obtaining the necessary insurance specific to your clients’ needs can help protect their building materials and equipment on the job, in the shop and anywhere in between.
A cheese co-op filed a $35 million lawsuit against two local electrical contractors claiming they caused a fire that destroyed the co-op’s factory.
When working as a contractor that deals in repairing, creating, or installing elements in homes or businesses, there are inherent risks involved. Should an injury or property damage occur, skilled-tradesmen can be held liable for financial compensation. As a result, a single mistake or incident can ruin your client’s business.
Artisan Contractors Coverage is available for many types of artisans including plumbers, roofers, carpenters, electricians, painters, janitors and landscapers. We can protect the livelihood of commercial artisan contractors should damage result in costly litigation.
Companies today have started relying on the specialized expertise of environmental contractors and consultants to identify, remediate, confine or assess existing pollution conditions. Environmental Contractors and Consultants Coverage through Burns & Wilcox offers a unique combination of Commercial General Liability, Contractor’s Pollution Liability and Professional Liability policies in one flagship product. This multi-coverage policy is designed specifically for environmental contractors and consultants.
A general contractor recently paid $4.25 million to settle a lawsuit after a fire occurred in a home the contractor had worked on. General contractors play an important and complex role in any construction project. Accidents, timelines, change orders, contract administration and more can result in costly disruptions to business operations or even legal claims.
General Contractors Coverage is available for contractors who have administrative or managerial responsibility for construction projects. Burns & Wilcox can provide insurance coverage for commercial contractors with protection against a range of potential common claims, including bodily injury, property damage or personal injury.
Learn more about Landscaping Contractors coverage from Burns & Wilcox, North America’s leading independent wholesale insurance and underwriting manager.
Coverage Details and Features
- Commercial General Liability
- Contractors Equipment
- Equipment Breakdown
- Cyber Liability or Data Breach
- Contractors Transportation
- Design Build
- Contractors Pollution Liability
- Hired and non-owned auto
- Employment Practices Liability Insurance
- Builder’s Risk or Course of Construction
(including but not limited to)
- General Contractors
- Artisan Contractors
- Alarm Installation Contractors
- Builder’s Risk
- Custom Home Builders
- Demolition Contractors
- Excavating Contractors
- Logging and Lumbering
- Owners and Contractors Protective (OCP)
- Parking Lot and Driveway Maintenance
- Pest Control
- Pressure Cleaning
- Snow Removal
- Specialty Contractors
- Swimming Pool Contractors
At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.