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Medical Malpractice

The median damage awarded in a medical malpractice suit is $117,000

Studies report the median damage awarded in a medical malpractice suit is $117,000. Additionally, the number of hospital patients who suffer preventable injuries stemming from medical errors is estimated at 70,000 each year. Even with today’s immense medical advances and cutting edge technology, there is still potential for medical professionals to make mistakes.

Crafting proper coverage for healthcare professionals requires specialization. With hospitals generating $62 billion in annual revenue nationwide and employing 571,581 individuals, you can capitalize on this opportunity. Protect medical professionals from costs stemming from bodily injury, medical expenses, property damage and the cost of defending lawsuits resulting from such claims.

Burns & Wilcox can customize packages that include Medical Malpractice Coverage to help your clients avoid gaps in coverage and limit their exposures to significant losses.

Coverage Details and Features

  • Professional Liability Coverage
  • Claims‐made and reported coverage form with a written demand trigger and consent‐to‐settle
    with hammer
  • Policies issued with a per claim deductible that applies to both indemnity and expense
  • Broadened coverage and preferred pricing available for select risks with favorable claims
    history, low acuity specialty and other merits. Broadened coverage may include: incident
    coverage trigger, defense outside the limit, limited DD&R provision and supplementary
    payments, damages on deductible
  • Excess limits available
  • Group policies with multiple providers receiving individual limits of liability are available
  • 1, 2, 3, year tail options available

Target Classes

(including but not limited to)

  • Board certified physicians
  • Surgeons & surgical specialties
  • Radiologists
  • Dentists
  • Pain management
  • Obstetrics
  • Family practices
  • OB/GYN
  • Clients with prior claim history
  • Clients with prior ethics issues
  • Non‐standard dentists (all specialties)
  • Non‐standard physicians and surgeons (all specialties)
  • Non‐standard chiropractors and podiatrists
  • Group practitioners (all specialties)
  • Imaging centers
  • Outpatient clinics
  • Alternative medical practitioners
  • Medical schools
  • Foster care homes
  • Sleep centers
  • Adult day care
  • Pharmacists
  • Skilled nursing facilities
  • Hospices
  • Ambulatory surgery centers
  • Testing labs
  • Assisted and independent living facilities
  • Hospitals
  • Group homes
  • Emergency and non-emergency transport
  • Veterinary clinics
  • Home health agencies
  • Pharmacies
  • Mental health facilities
  • Medical spas and day spas
  • Locum tenens/medical staffing

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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