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Specialty Classes: Personal

Burns & Wilcox offers solutions for a variety of personal specialty classes. See below for examples of coverages we are able to provide.

Caribbean Property

The beautiful Caribbean offers spectacular views and a warm environment. Owning a home in the Caribbean is a dream for many, and more people are investing in these properties. With this dream comes significant risks. Homes located close to water, especially in hurricane zones, are highly susceptible to damage from wind, water and even earthquakes. Make sure to protect your client’s home from costly expenses associated with property damage.

Caribbean Homes Coverage through Burns & Wilcox provides access to coverage that limits the exposure to the financial strain associated with damage to Caribbean homes.


Family Office

How confident are you in your Family Office coverage? Many basic coverages do not offer the specialized protection you need to cover your assets.


Burns & Wilcox Provides Access to Coverage for High- Net-Worth Individuals

Coverage for your High- Net-Worth clients

Despite nearly 50 percent of the world’s High-Net-Worth individuals currently residing in the North America, the market is underserved, as High-Net-Worth individuals are often underinsured, have inadequate coverage, unique exposures or policies written with carries not familiar with the affluent marketplace.

Burns & Wilcox can help brokers and agents strengthen their position as trusted insurance advisors by connecting you to specialty insurance products designed for your affluent clients. As a leading provider of wholesale specialty insurance, Burns & Wilcox provides access to a range of High-Net-Worth coverage products.

In-Home Business

More than 50 percent of businesses operate primarily from the home. These home-based businesses are subject to a variety of different risks. Merchandise can become damaged, lost or stolen, and customers can become injured while using products, leaving the business responsible. With so much at stake, it is important for those who operate in-home businesses to have the right coverage to protect them against financial strain.

Burns & Wilcox, a leading provider of wholesale insurance, can connect you to In-Home Business Coverage. We can provide unique coverage tailored to the needs of each of your clients to protect them from financial damages resulting from the risks associated with operating their businesses.


Hard-to-Place Homeowners

Burns & Wilcox provides Hard-to-Place Homeowners Coverage targeted for properties that are not properly serviced by the standard insurance market. Contact your nearest Burns & Wilcox office today to ensure your client’s specific needs are being met.


Vacant Dwelling

Houses, apartments and condos that are unoccupied are at a greater risk of being damaged or causing injuries to others than occupied dwellings are because there is no one monitoring the space. Worse still, many people don’t recognize that standard homeowners insurance doesn’t protect vacant homes.

As a leader in providing excess and specialty insurance, Burns & Wilcox can provide access to Vacant Dwelling Coverage that includes property and liability insurance that will limit your client’s financial risk when a home they own is unoccupied. Combined with our outstanding expertise and service, Burns & Wilcox is the only personal insurance wholesaler you need.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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