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Restaurant Sued After Doctor Reports Injuries from Spicy Dish
Inside This Article: A San Jose doctor claims she suffered chemical burns from a spicy appetizer at a California Thai restaurant. In a lawsuit against the restaurant, the customer is seeking damages for “permanent injuries” and lost wages. A restaurant’s Commercial General Liability (CGL) Insurance could help pay for medical and legal expenses related to customer burns and other
$37K Worth of Labubu Dolls Stolen: Viral Craze Becomes Insurance Concern
Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies.
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Inside This Article: Nearly 3.85 million BowFlex adjustable dumbbells are being recalled after reports that the weight plates can detach during use, causing injuries. Of the 337 incident reports, at least 111 injuries have occurred, including concussions, broken toes, and contusions, according to the Consumer Product Safety Commission. \' The recall could trigger product liability claims against Johnson Health…
Inside This Article: A signed 1986-87 Fleer Michael Jordan rookie card sold at auction for $2.5 million, setting a new record for a Jordan rookie card. The card was one of only nine signed by Jordan in 2024 and marked the first sports collectible offered by Pharrell Williams’ auction house Joopiter. Interest in sports collectibles remains high in the…
Inside This Article: Cleanup crews responding to an underground storage tank leak in Woodstock, Ontario, have now recovered approximately 180,000 liters of diesel, exceeding earlier estimates. In addition to businesses that were impacted by the leak, area residents have expressed concerns about groundwater safety and potentially reduced property values. The disaster underscores the importance of Environmental Insurance policies such as…
Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…
Inside This Article: A homeowner’s metal roof was partially torn off during a recent thunderstorm in Rogersville, Alabama, causing water damage to the home. It was the third severe weather event to hit Rogersville this year, including two earlier tornadoes. Convective storms are becoming more frequent and severe, bringing dangerously high winds to areas not commonly impacted by this…
Inside This Article: A group of teens threw an unauthorized party at a Palm Beach County Airbnb, causing an estimated $7,000 in damage. The damage included a broken front gate, missing blinds, and a burnt electrical outlet, in addition to lost income from a canceled future booking. Coverage under standard Homeowners Insurance policies may not apply to short-term rentals,…
Other Recent Intel
Inside This Article: Hazmat crews responded to a chemical spill in a Virginia Commonwealth University laboratory. The June 24 incident led to an evacuation of Oliver Hall. Accidental chemical releases are a serious safety concern at universities and other institutions, potentially causing injuries to the public. Pollution Legal Liability (PLL) Insurance can help cover cleanup costs, regulatory fines, and…
The Property & Casualty (P&C) Insurance market continues to evolve, shaped by shifting carrier appetites, emerging risks, and increasing demand for specialized solutions. In our latest on-demand webinar, industry experts from Burns & Wilcox explore the current state of the market and what brokers and agents need to know to stay ahead. Watch the recording to learn about: Why Environmental Insurance…
Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…
Inside this article: A semi-truck carrying an estimated 70,000 pounds of beehives overturned in Whatcom County, Washington, releasing around 14 million bees into the surrounding area. More than two dozen beekeepers rushed to assist with the recovery of 300 hive boxes from the overturned truck. The incident demonstrates the unique risks associated with transporting livestock, which is often excluded…
The construction industry continues to thrive in 2025, despite elevated interest rates, evolving tariff policies, and broader market uncertainties. From custom homebuilders to multifamily developers and specialized contractors, demand is strong—and so is the need for tailored insurance solutions. During this webinar, our experts explored key E&S strategies and coverage considerations, focusing on: Owner’s Interest Policies Swimming Pool Contractors Artisan…
Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their…
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