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Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…

Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…

In this clip from the Eye on 2026 P&C webinar, Chris Zoidis, President & Chief Executive Officer, Atain Insurance Companies, explains why the January 1 renewal cycle delivered bigger‑than‑expected Property rate drops and what it means for the 2026 market. https://vimeo.com/1152988213/8a2ae13848?share=copy&fl=sv&fe=ci  

After a year of record-setting wildfires and an unusually quiet wind and hurricane season, Bill Gatewood, Executive Vice President, Personal Insurance, Burns & Wilcox, shares why Personal Insurance may be shifting back to a more “traditional” pattern. Watch this Personal Insurance Outlook from our recent Eye on 2026 P&C webinar. https://vimeo.com/1152984369/3226c59216?share=copy&fl=sv&fe=ci  

Kick off the new year with fresh insights into the Property & Casualty insurance market. Watch the Burns & Wilcox Eye on 2026 webinar recording for expert perspectives on how 2025 shaped market conditions—and what’s ahead for Personal, Commercial, and Professional Liability Insurance in 2026. Topics discussed include: Reinsurance trends influencing pricing and capacity Emerging risks and the impact of technology and AI on…

Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…

Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures. https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like California’s FAIR Plan offer limited protection for high-value homes. A new Atain-backed High-Value Homeowners Insurance program offered exclusively by Burns & Wilcox is designed specifically for catastrophe-exposed areas. Experts urge…

Residential Property insurers are adapting to more frequent natural disasters and rising repair costs. In this video from our recent P&C webinar, Danielle Alessandrini, Associate Vice President, Underwriting Director, Personal, Burns & Wilcox, Farmington Hills, Michigan, discusses how carriers are adjusting rates, changing appetites, and introducing new programs and risk management strategies to better protect homeowners. https://vimeo.com/1127184947/1f94588a8d?share=copy

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…