Intel

Inside This Article: More than 1 in 10 U.S. homes were vacant in 2024, while 7.5% of Canadian dwellings were unoccupied in 2021, according to census data. Seasonal and recreational homes accounted for nearly one-third of vacant U.S. properties, while 2.6 million were available for rent and fewer than 800,000 were listed for sale. Property owners should inform their…

Inside This Article: A California landlord faces lawsuits from the city of Oakland and seven tenants after both elevators at a six-story apartment building were out of service for 52 consecutive days. The lawsuits also allege pest issues and other safety hazards that affected elderly and disabled residents. Lawsuit-related expenses could be covered by Commercial General Liability (CGL) Insurance, Excess Liability…

Inside This Article: An EF3 tornado with estimated 140-mile-per-hour winds reached Wisconsin communities before a tornado warning could be issued and caused extensive damage to buildings and utilities, news outlets reported. Severe storms accounted for eight of the 12 billion-dollar weather and climate disasters recorded in the U.S. during the first half of 2026, according to Climate Central. Today’s Homeowners Insurance policies increasingly…

Short-term and vacation rentals can create unique coverage considerations. In this clip from our recent Hospitality Insurance webinar, Nick Caletri, Senior Underwriter, Commercial Insurance, Burns & Wilcox, New Orleans, LA, explains how factors such as occupancy, ownership structure, and carrier guidelines can influence whether a risk is placed in the personal or commercial market. https://vimeo.com/1219665578/26c42ac678?share=copy&fl=sv&fe=ci

New hospitality trends are bringing new liability concerns. In this short clip from our recent Hospitality Insurance webinar, Ashley Poe, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Charlotte, NC, explores how CBD and THC beverages, virtual reality attractions, and other emerging exposures are reshaping risks in the hospitality industry and creating important coverage conversations for brokers and agents. https://vimeo.com/1219667793/9b5e39e769?share=copy&fl=sv&fe=ci

Opportunities are emerging in the hotel sector. In this clip from our recent Hospitality Insurance webinar, Nicholas Enriquez, Associate Managing Director, Burns & Wilcox Brokerage, Scottsdale, AZ, discusses renewed carrier appetite for hotel risks, key underwriting considerations, and what brokers and agents should watch as market conditions evolve. https://vimeo.com/1219665964/c0bd9c711f?share=copy&fl=sv&fe=ci

Inside This Article: A recent lawsuit alleges a teen suffered serious injuries after jumping into a pool during a senior skip-day party at a home in Arizona. The lawsuit claims the homeowners were aware of the party, which allegedly included underage drinking and had more than 100 attendees. Homeowners Insurance can help respond to third-party bodily injury lawsuits, including legal…

  Continued rate softening and the return of admitted market capacity is reshaping the Personal Insurance market. In our recent P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, discussed why carriers are approaching technical rate floors and what that could mean for market conditions in the months ahead. Watch a highlight…

Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…

Inside This Article: Weather-related losses continue to drive summer Homeowners Insurance claims as severe storms become more frequent and costly. Many homeowners remain vulnerable to flood losses because standard Homeowners Insurance policies typically exclude flooding. Liability exposures from pools, trampolines, and other summer activities can create significant financial risks for homeowners. Regular policy reviews can help homeowners identify coverage gaps and ensure protection keeps pace…

Inside This Article: A California mother is facing felony charges after prosecutors said her teenage son struck and critically injured an 81-year-old man while riding a high-powered electric motorbike, according to the Los Angeles Times. Incidents involving standard e-bikes may qualify for liability coverage under a Homeowners Insurance policy, while Personal Umbrella Insurance can provide additional protection above underlying limits. Insurance considerations can become more…

Inside This Article: More homeowners are choosing to rent out their homes when they are unable to sell them in today’s slower housing market, according to recent reports. When a property becomes tenant-occupied, the owner will typically need to change their Homeowners Insurance policy to a Dwelling Fire policy. Water damage and fire claims are among the most common risks associated with rental…