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Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use

Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use

Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their…

Hospitality Insurance Market Overview: Key Trends & Insights

Hospitality Insurance Market Overview: Key Trends & Insights

Key Takeaways: Canada\'s Hospitality Insurance market is softening, but high-liquor-revenue establishments still face placement challenges. Social media marketing can significantly impact a business\'s insurability. Liquor sales exceeding 50% of revenue make coverage harder to obtain, reinforcing the need for diversified income streams. Liquor Liability insurance is not a one-size-fits-all policy and must be customized to each business\'s unique circumstances,…

Video: Hospitality Insurance – Canada Market

Video: Hospitality Insurance – Canada Market

Lisa Campbell, Associate Manager, Halifax, Atlantic Division, Burns & Wilcox, Halifax, NS, discusses the softening of Canada’s Hospitality Insurance market, leading to increased competition. However, coverage challenges remain in certain high-risk areas. Watch now for expert insights. https://vimeo.com/1056903385/b9710935b6?share=copy For additional intel, watch the full Hospital Insurance webinar recording here.

Webinar: Hospitality Risks Uncorked – Navigating Liquor Liability Coverage

Webinar: Hospitality Risks Uncorked – Navigating Liquor Liability Coverage

Bars, restaurants, and other hospitality businesses are increasingly seeking insurance coverage from Excess and Surplus (E&S) markets, particularly for Liquor Liability. Watch our latest webinar for insights on: Factors prompting admitted carriers to withdraw from the hospitality sector. Common exclusions in policies that can lead to significant coverage issues during claims. The importance of aligning a business’s social media posts…

115 Sickened, 13 Hospitalized: Lawsuits Mount Against Catering Company in E. Coli Case

115 Sickened, 13 Hospitalized: Lawsuits Mount Against Catering Company in E. Coli Case

A catering company in Missouri is facing at least four lawsuits after an E. coli outbreak sickened more than 100 individuals, including multiple students from schools in St. Louis County. The outbreak was initially linked to five different events catered by the company between Nov. 6-9, including two school band events, two funerals and a veterans’ event, KSDK-TV reported. [lgc_column…

Disney Springs Restaurant Lawsuit Stems from Diner’s Allergic Reaction

Disney Springs Restaurant Lawsuit Stems from Diner’s Allergic Reaction

The husband of a woman who had a severe allergic reaction last year after eating at a Disney Springs restaurant is suing the company for more than $50,000 in a wrongful death lawsuit that claims the server \"guaranteed\" the woman\'s food was allergen-free. The woman, a doctor from New York who had a severe allergy to nuts and dairy products,…

Popular Chain Restaurant Facing Liquor Violations After Serving Customer 18 Shots Before Crash

Popular Chain Restaurant Facing Liquor Violations After Serving Customer 18 Shots Before Crash

The liquor license of a Kelseys Original Roadhouse franchise in Huntsville, Ontario, was recently suspended over allegations that staff overserved alcohol to a customer before a fatal car crash. On Feb. 14, the Alcohol and Gaming Commission of Ontario announced the 60-day suspension based on alleged liquor license violations stemming from a Nov. 4, 2022, incident in which a customer…

Man Sues Olive Garden Claiming Injury, Anguish After Finding Rodent Part in Soup

Man Sues Olive Garden Claiming Injury, Anguish After Finding Rodent Part in Soup

A man is taking legal action against the popular restaurant chain Olive Garden after alleging that he found a rat\'s foot in a spoonful of his minestrone soup during a March visit to the eatery’s Warren, Michigan, location. According to the lawsuit, the foot injured the inside of the diner’s mouth and caused him to get physically ill. [lgc_column grid=\"50\"…

The State of the Hospitality Market

The State of the Hospitality Market

During this webinar, our experts met for a discussion on the state of the Hospitality Insurance market and the residual effects of the COVID-19 pandemic, the resurgence of business, and tips for agents and brokers. Featured Experts: Bonnie Steen, Vice President, Managing Director, Burns & Wilcox, New Orleans, LA Barry Whitton, Managing Director, Broker, Property, Burns & Wilcox Brokerage, Atlanta,…

Restaurant & Bar Insurance Market Overview

Restaurant & Bar Insurance Market Overview

Rising premiums, decreased capacity, an enhanced focus on details and fallout from labor shortages are the main trends facing clients requiring Restaurant & Bar Insurance more than halfway through 2021. A hard market that first began in 2018 accelerated during the first several months of the pandemic, with tens of thousands of restaurants and bars around North America closing either…

Restaurants & Bars Insurance Coverage

Restaurants & Bars Insurance Coverage

In this webinar, our experts joined for a discussion on Restaurants and Bars, including: state of the industry, current insurance market conditions, tips for brokers and agents, and specialty solutions. https://vimeo.com/605080138/4da76097ec

Restaurant Labor Shortages Strain Recovery Efforts, Escalate Risks

Restaurant Labor Shortages Strain Recovery Efforts, Escalate Risks

Despite moderately increased sales and rising consumer confidence in the safety of dining out, restaurants in the U.S. and Canada are still facing a major hurdle in their efforts to reopen: they do not have enough workers. Restaurants employed 1.5 million fewer workers in May of this year compared to pre-pandemic levels, TIME magazine recently reported, and one survey found…

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We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.