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Personal
Comprehensive Coverages for your clients’ most treasured and valuable possessions.
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide comprehensive programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is  personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Personal Solutions
Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs.
High-net-worth individuals are often under-insured and have inadequate coverage as their unique exposures have policies written with carriers not familiar with the affluent marketplace. Burns & Wilcox can help brokers and agents strengthen their position as trusted insurance advisors by connecting you to specialty insurance products designed for your affluent clients.
Liability coverage from Burns & Wilcox goes beyond most basic coverages to offer the protection your clients need to sufficiently cover their most valuable assets.
The main reason I would give for working with Burns & Wilcox is the attention to service. In today's very busy world this seems to be a trait that is being overlooked. I find the people that we deal with at B&W take time to listen and ask informed questions which in most cases gets us to a satisfactory conclusion a lot sooner.
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Inside This Article: Hail deductibles have increased by 25% in Alberta as hail risk intensifies, according to CatIQ’s 2026 Industry Exposure Database update. Hail-prone regions in western Canada are seeing rising insurance costs and coverage adjustments tied to recent storm losses, according to CatIQ. Insurers are increasingly implementing Wind and Hail Deductibles and Roof Settlement Schedules on Homeowners Insurance policies. Property owners should…
The London market offers a high degree of flexibility, specialized expertise, and the ability to structure complex, multinational risks. In this clip from our Q2 P&C Market Outlook webinar, Declan Durkan, Managing Director, Non-Marine, Burns & Wilcox Global Solutions, London, United Kingdom, explains how these strengths support more tailored and effective placements. https://vimeo.com/1184126139/22494f288b?share=copy&fl=sv&fe=ci
Personal Insurance market conditions are presenting new opportunities for brokers and agents to secure broader coverage and more competitive terms for clients. In this clip from our Q2 P&C Market Outlook webinar, Kate Wright, Vice President, Senior Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Indianapolis, Indiana, discusses how increased carrier appetite and moderating rates are shaping placements across the…
Stay ahead of changing market conditions with the Q2 P&C Insurance Outlook webinar recording, now available on demand. Featuring experts from Burns & Wilcox and the London market, this session provides insight into moderating rates, strong capacity, and underwriting discipline across Personal, Commercial, and Professional Liability Insurance—helping brokers and agents better serve their clients and secure more comprehensive coverage. Highlights include: Pricing, capacity,…
Inside This Article: Heavy snowfall, wind, and ice from a major Northeast blizzard in February is expected to cost up to $38 billion, including costly residential damage claims. Ice dams, roof collapse, and slippery walkways are among the risks homeowners face after severe winter storms. Damage related to blizzards is typically covered under Residential Property Insurance, though policies may…
Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…
Key Takeaways  The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…
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