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Accident and Health

How confident are you in your Accident and Health insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.


Kidnap and Ransom

During kidnap-for-ransom instances, the average ransom demand is $1.15 million and the average settlement is $355,000. Coverage for these situations has become as crucial as ever with the threat of kidnapping and extortion dramatically increasing, not only abroad, but also at home.

Types of incidents include: traditional kidnap-for-ransom or extortions; detentions; evacuations; missing persons; and threats to people, property or business information. Whether it is families on vacation, companies with employees traveling or based overseas, or even a domestic threat, these emotional, financial and devastating threats are all too real.

Kidnap and Ransom policies have the potential to save a life and subsequently prevent further financial or emotional trauma to a family and employer.


Personal Accident

Accidents occur with greater frequency than most might think. Globally, 20-50 million people are injured or disabled in road crashes each year. After suffering a debilitating injury or loss of limb, your clients may have difficulty making a living, earning an income and paying off costly medical bills, which can put a heavy financial burden on their family.

Personal Accident Insurance encompasses a broad range of coverage that can provide the necessary financial protection to your clients in the event of disability, injury or loss of limb. With in-house authority, Burns & Wilcox can customize policies with comprehensive benefits for individuals and professionals in entertainment, sports, affinity groups, mining, medicine and other industries.


Special Events

Successfully planning or sponsoring any special event, such as a wedding, concert or seasonal festival, can take a lot of time, resources and financial investment. In additional to overseeing each intricate detail for clients and their guests, event planners can be exposed to a host of third-party liability risks. Should an accident occur either during set-up, take-down or during the event itself the event planner can be held liability for the bodily injury or property damage which may arise as a result of the event. It is important that event planners and event sponsors have the proper liability coverage and are aware of their exposure to avoid costly litigation.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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