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Accident and Health

How confident are you in your Accident and Health insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.

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Kidnap and Ransom

During kidnap-for-ransom instances, the average ransom demand is $1.15 million and the average settlement is $355,000. Coverage for these situations has become as crucial as ever with the threat of kidnapping and extortion dramatically increasing, not only abroad, but also at home.

Types of incidents include: traditional kidnap-for-ransom or extortions; detentions; evacuations; missing persons; and threats to people, property or business information. Whether it is families on vacation, companies with employees traveling or based overseas, or even a domestic threat, these emotional, financial and devastating threats are all too real.

Kidnap and Ransom policies have the potential to save a life and subsequently prevent further financial or emotional trauma to a family and employer.

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Personal Accident

Accidents occur with greater frequency than most might think. Globally, 20-50 million people are injured or disabled in road crashes each year. After suffering a debilitating injury or loss of limb, your clients may have difficulty making a living, earning an income and paying off costly medical bills, which can put a heavy financial burden on their family.

Personal Accident Insurance encompasses a broad range of coverage that can provide the necessary financial protection to your clients in the event of disability, injury or loss of limb. With in-house authority, Burns & Wilcox can customize policies with comprehensive benefits for individuals and professionals in entertainment, sports, affinity groups, mining, medicine and other industries.

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Special Events

Successfully planning or sponsoring any special event, such as a wedding, concert or seasonal festival, can take a lot of time, resources and financial investment. In additional to overseeing each intricate detail for clients and their guests, event planners can be exposed to a host of third-party liability risks. Should an accident occur either during set-up, take-down or during the event itself the event planner can be held liability for the bodily injury or property damage which may arise as a result of the event. It is important that event planners and event sponsors have the proper liability coverage and are aware of their exposure to avoid costly litigation.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Accident and Health: Applications

Please choose the application that best fits your needs.

If you need additional assistance please contact your local office.

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