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Burns & Wilcox Connects You to Comprehensive Environmental Coverage

Our Environmental Centre of Excellence provides you with expert knowledge and access to specialty markets Environmental coverage is a very specialized area of insurance that requires a deep understanding of government regulation and the potential environmental losses that could arise from your clients’ businesses.  The Burns & Wilcox Environmental & Construction Centre of Excellence, accessible through your local Burns & Wilcox office, provides brokers and agents with access to environmental specialists who can identify environmental exposures and deliver insurance solutions to address the specific environmental liabilities your clients may be vulnerable to.

Contractors Pollution Liability

When a contractor’s work causes pollution or disturbs an existing pollution condition, the contractor can be held liable for resulting damages. Most contractors don’t realize that even if they are not working with hazardous chemicals, they still face pollution liability risks that are typically not covered by a general liability policy.

Contractors Pollution Liability Coverage can protect your clients from losses caused by hidden or unanticipated pollution conditions.

Site Pollution Liability

Burns & Wilcox can provide Site Pollution Liability Coverage that can respond to cleanup costs, property damage and third party bodily injury associated with pollution arising from business operations. Contact us for solutions to manage your clients’ complex pollution risks.


Storage Tanks

There are currently 17,000 active storage tank systems in Canada storing petroleum and other hazardous substances. These tanks often leak due to corrosion, faulty installation or inadequate maintenance, oftentimes resulting in their contents contaminating surrounding soil and groundwater.

Authorities estimate that 15 percent of Canada’s storage tank systems are more than 20 years old with no leak detection, corrosion protection or structures to contain releases. Your clients need coverage to ensure they have readily available funds to assist them in the cleanup of a spill.

Storage Tank Coverage through Burns & Wilcox can provide access to coverage for first party clean up and third party property damage or bodily injury as well as defense limits in the event your clients are accused of contamination to a third party. Contact Burns & Wilcox to provide your clients with coverage for commercial storage tanks as well as policies for residential above ground storage tanks

Coverage Details and Features

Available Coverages:

  • Package General Liability, Contractors Pollution Liability & Professional Liability for Environmental Contractors and Consultants
  • Stand-Alone Contractors Pollution Liability (CPL) for environmental and non-environmental contractors
  • Professional Liability for environmental consultants and engineers
  • First and/or Third-Party Fixed-Site Pollution Liability
  • Storage Tank Pollution Liability

Optional Coverages:

  • Transportation Pollution Liability (TPL)
  • Non-Owned Disposal Sites (NODS)
  • Mould
  • Emergency response costs
  • Natural resource damage

Target Classes

(including but not limited to)

  • Environmental Contractors
  • Fuel haulers
  • Environmental Consultants
  • Environmental Drilling Services
  • Abatement & Remediation Contractors and Consultants
  • Fire/Water Restoration Contractors
  • Environmental Engineers
  • Manufacturers and Distributors
  • Recycling Facilities/Landfills
  • Waste Treatment and Storage Facilities
  • Oil & Gas


Burns and Wilcox Videos

Quick Facts: Environmental Insurance

Don’t think your clients have an environmental exposure? Think again. Get the latest facts on Environmental Insurance.


Ask an Expert

What is the nature of my product? Can it be used or misused in a dangerous way? Does it contain anything toxic? Companies that manufactured lead paint never expected that children would ingest dried chips of their product—but it happened.
Companies that manufactured lead paint never expected that children would ingest dried chips of their product — but it happened.
What services do I perform? Do I work with any products that have toxic potential? Could my work, done properly or improperly, unleash a pollutant? Do I manage property?
The manager of a 30-year-old apartment complex might be unaware that mold has entered and spread through the building on her watch. A worker stacks pallets of laundry detergent too high in a grocery warehouse and overnight it falls to the floor, leaking florescent material onto the warehouse floor and down into a drain that empties into a nearby pond.
What are my contractual obligations?
A contract may require proof of environmental insurance to demonstrate financial responsibility. This is especially common for contractors building or renovating schools and other government buildings.
Who owned this property before I did — and how was it used?
A luxury hotel could rest on an old toxic dump or a former gun factory, with contaminants lurking and ready to contaminate my bottom line.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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