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Errors and Omissions (E&O)

More than 30% of companies experience 21 or more lawsuits each year

Even the most talented professionals can make a mistake. A solid Errors and Omissions policy can prevent such mistakes from bankrupting your client’s otherwise healthy organization.

Burns & Wilcox provides access to a variety of Errors and Omissions products, aimed at limiting the exposure of business professionals when their clients claim they haven’t performed to expectations. This coverage begins where General Liability insurance ends and hedges the potential financial loss resulting from claims of negligence, poor performance, errors in judgment and any omissions.

Burns & Wilcox, a leader in excess and surplus insurance, offers this product to a wide array of
professions, including but not limited to accountants, architects, consultants, insurance brokers, real estate brokers and tax preparers.

Accountants Errors and Omissions (E&O)

Everybody makes mistakes. But sometimes those mistakes can end up being costly. When the loss of a client is brought to court and an auditor is partly at fault, they can be on the hook compensating the damage. Even if the auditor is only found to be 5% at fault, and the second party is found to be 95% but is insolvent, the auditor is responsible for paying back the entire loss.

Burns & Wilcox, a leader in excess and surplus insurance, can connect you with Accountants Error and Omission (E&O) coverage. By partnering with top insurers, Burns & Wilcox can provide access to the most comprehensive and relevant coverage for accountants in the event they make a mistake that leads to financial or reputational loss for their clients.

Architects & Engineers Errors and Omissions (E&O)

A design firm recently agreed to pay $550,000 to settle a lawsuit after a home it renovated experienced a fire that claimed the lives of five people. In another case, an architect paid $325,000 to settle a lawsuit after a school he designed was completed for more than double the expected cost and two years behind schedule. The nearly 38,000 architect and engineer businesses in Canada all have similar exposures that can lead to costly settlements.

Design errors, contract language, sustainability and subcontractor errors all play a role in shaping the risks facing businesses in this sector. In an industry generating $34 billion in annual revenue, there is significant opportunity for you to provide necessary coverage solutions.

Tailored Architects & Engineers Errors and Omissions Coverage can protect your clients from these risks as well as claims stemming from negligence, breach of contract, pollution and personal injury.

Financial Services

Financial institutions, including banks and credit unions, are subject to strict regulations and rules governing their behavior and that of their employees. No matter how much employee training is provided, violations may still occur and can result in costly fines or litigation. Financial Services can help mitigate the financial damaged caused by employee negligence or malfeasance.

Financial Services through Burns & Wilcox, can limit your clients exposure to fines and penalties resulting from regulations violations. Coupled with our extremely fast submission response time and low minimum premiums, Burns & Wilcox is one of the leading providers for wholesale insurance.

Insurance Brokers Errors and Omissions (E&O)

The most common E&O claim against insurance brokers is failure to procure coverage. The insurance industry is not exempt from the risks associated with providing a professional service. Legal fees can be costly when a client’s financial loss is brought to court over improper evaluations. It is important to obtain insurance to provide financial restitution when held liable for errors, omissions, professional negligence, or other service-related risks.

Insurance Brokers Errors and Omissions (E&O) Coverage is designed to protect agencies of any size against liabilities involved in writing risks.

Lawyers Professional Errors and Omissions (E&O)

While many legal professionals secure their insurance through professional societies and associations,there are specialized circumstances when they are ineligible for coverage. Brokers and agents must work to ensure that their clients who are lawyers or law firms have the coverage that they need.

Lawyers Professional Liability (E&O) Coverage through Burns & Wilcox is tailor-made for legal professionals to mitigate the risks resulting from professional liability claims when clients say they haven’t performed to expectation. The coverage abates the financial damage following claims of negligence, poor performance, errors in judgment and omissions.

Partner with Burns & Wilcox to provide your clients intelligent solutions and protection against the risks associated with providing professional legal services.


Miscellaneous Errors and Omissions (E&O)

In today’s marketplace, there is an increased need for specialized advice and services in a wide range of industries to meet the requirements of clients. With increased scrutiny and client demands, professionals and consultants are at an elevated risk for financial losses resulting from legal actions.

No matter the unique nature of your clients’ professional service, they must defend themselves in the event they incur potential financial losses associated with professional liability claims. Miscellaneous Errors and Omissions (E&O) Coverage provides peace of mind for consultants, self-employed professionals and others under one broad policy.

Burns & Wilcox has the knowledge and expertise needed to safeguard the reputation and stability of all your professional clients.


Real Estate Errors and Omissions (E&O)

Obtain Real Estate E&O though Burns & Wilcox

Coverage for those in the Real Estate industry

In today’s ever changing housing and property market, Real Estate professionals must meet the growing demands of their clients. To protect against the financial losses incurred from errors and omissions claims, Real Estate professionals must obtain the right coverage. Whether your client is a REALTOR™, real estate broker, property manager or other real estate professional, it is crucial that your client has coverage for possible lawsuits related to negligence.

Burns & Wilcox can connect you to Real Estate Errors and Omissions (E&O) coverage to ensure that your clients are protected against financial losses. The quick response team at Burns & Wilcox understands the specific issues your clients face and can provide instantaneous, intelligent solutions.



Technology Errors and Omissions (E&O)

An electronics company recently paid $3.7 million in a settlement after producing internet-connected TVs that automatically tracked what consumers were watching and transmitted the data to its servers. Organizations are at greater risk for negligence claims and regulatory violations as cyber security and privacy measures are not keeping pace with advancements in technology.

Global IT spending is projected to reach $2.65 trillion by 2020, illustrating an enormous opportunity for you to capitalize by securing protection for your clients.

Technology Errors and Omission (E&O) Coverage from Burns & Wilcox can provide your clients with financial protection when held liable for errors, omissions or negligence in relation to their work involving hardware, software, the web and IT services.

Coverage Details and Features

  • Limits up to $10 million per claim and aggregate
  • Include defense costs, civil fines and penalties coverage for billing errors, HIPAA, EMTALA and stark proceedings
  • Legal Expense Coverage available ($100,000 limit)
  • Competitive rates
  • Fast quotes
  • Policies from top-rated carriers
  • Prior Acts coverage

Target Classes

(including but not limited to)

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.


Medical Testing Laboratory. $1M/$3M Limits. PL, GL, HNOA


Pilot Car. $1M/$1M PL, $1M/$2M GL, $25K Contingent BI/PD


Home Inspector. $1M/$2M PL/GL, $50K Sublimit Radon/Pest


Property Manager. $1M/$1M


Contractors Design. $2M/$2M Limits


Civil Engineer/Land Surveyor. $2M/$2M Limits

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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