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When owning and operating a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unlimited access to the broadest range of Commercial Insurance Coverage available.

Accident and Health

How confident are you in your Accident and Health insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.


One of the most common risks faced by all organizations is financial loss caused by legal liability for injuries to persons or damage to the property of others. Having the right insurance policy in place can help an organization manage this risk. Often equated to liability insurance and one of the most important classes of coverage an organization can have, Casualty Insurance is liability coverage of an individual or organization for negligent acts or omissions.

Casualty Insurance represents the broad category of coverages available against loss of property, damage or other liabilities not directly concerned with life insurance, health insurance or property insurance.

Burns & Wilcox provides brokers and agents with access to causality specialists who can identify and assess the legal liability risks to your client’s business, home or car. As a leading provider of wholesale specialty insurance, Burns & Wilcox offers innovative casualty solutions for complex and hard-to-place risks.


Burns & Wilcox Connects You to Comprehensive Environmental Coverage

Our Environmental Centre of Excellence provides you with expert knowledge and access to specialty markets Environmental coverage is a very specialized area of insurance that requires a deep understanding of government regulation and the potential environmental losses that could arise from your clients’ businesses.  The Burns & Wilcox Environmental & Construction Centre of Excellence, accessible through your local Burns & Wilcox office, provides brokers and agents with access to environmental specialists who can identify environmental exposures and deliver insurance solutions to address the specific environmental liabilities your clients may be vulnerable to.


Ocean and Commercial Marine

Your clients who build, operate, service and repair marine vessels face many exposures that can cause financial strain. All types of watercraft come with risks that can result in cargo or property damages, crew or passenger injuries and environmental damages.

Burns & Wilcox has the products and expertise needed to offer a variety of specialized insurance solutions tailored specifically to the needs of your clients.

Commercial Property

Ensure your clients who own commercial properties are not exposed to significant out-of-pocket costs in the event of a claim. Commercial Property Coverage is designed to limit exposure to property damage, loss of income, stolen contents and other losses.

Burns & Wilcox can provide coverage for virtually any tenant occupied building including stores, apartments, buildings and warehouses.



The global economic impact of terrorism reached $89.6 billion two years ago. Acts of terror are unfortunate, devastating perils for which businesses can rarely plan, making proper protection a must. Your clients can mitigate their loss should they encounter property damage or business interruption as a result of an act of terror. A Stand-Alone Terrorism policy can efficiently render payments that can aid them in resuming to a more normal state of business.

Many businesses believe they are adequately protected through Terrorism Risk Insurance Program Reauthorization Act of 2015 (TRIPRA), which lends public and private compensation for certain insured losses resulting from a certified act of terrorism. However, TRIPRA requires that losses related to an act of terrorism reach a minimum of $5 million in order to meet its certification threshold to trigger coverage, often leaving clients without the complete financial protection they require.

A Stand-Alone Terrorism policy is one of the most efficient and holistic coverages to protect your clients from the monetary impacts of business interruption and property damage.


Specialty Classes: Commercial

Burns & Wilcox offers solutions for a variety of commercial specialty classes. See below for examples of coverages we are able to provide.

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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