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Med Spa Hit With $25,000 Penalty Over Unauthorized Drugs
Inside This Article: An Ohio med spa was fined $25,000 after investigators found unauthorized prescription drug orders and other violations. A patient lost consciousness after using a drug provided by one of the med spa’s owners, according to the state investigation. Medical Malpractice Insurance and Commercial General Liability (CGL) Insurance can address different aspects of med spa risks. As
Century-Old Clubhouse Destroyed by Fire Faces Complex Rebuild
Inside This Article: A fire recently destroyed the historic Lochmoor Country Club clubhouse in Grosse Pointe Woods, Michigan. Historic properties may require specialized Commercial Property Insurance with Historical Replacement Cost to reproduce original materials, designs, and craftsmanship after a loss. Business Interruption Coverage and Extra Expense Coverage can help companies recoup lost revenue and maintain payroll during restoration. Updates
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A Hot Work exclusion does not just affect coverage—it can signal important risk management requirements. In the clip below, Brittani Marrott, Manager, Commercial Insurance, Burns & Wilcox, Salt Lake City, Utah, explains how these exclusions encourage contractors to implement risk controls that can help prevent costly fire losses. https://vimeo.com/1202182375/0f725104f6?share=copy&fl=sv&fe=ci
A subsidence claim does not always require contractor negligence to become a coverage issue. In this clip from our recent Construction Insurance webinar, Alex Fifelski, Broker, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, explains how subsidence exclusions can leave contractors exposed when earth movement contributes to a loss. https://vimeo.com/1202183081/3ca2a457b1?share=copy&fl=sv&fe=ci
One of the most dangerous construction coverage gaps can be hidden in the fine print. In this clip, David Gross, Vice President, Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, TX, highlights the risks behind Action Over claims and why a closer review of endorsements can help uncover issues before they turn into serious problems. https://vimeo.com/1202181526/43de2cc8ef?share=copy&fl=sv&fe=ci
Inside This Article: A proposed class-action lawsuit alleges a popular tomato brand misled consumers about the authenticity of its San Marzano tomatoes. While the brand has called the claims meritless, even unproven allegations can lead to significant legal expenses and reputational damage. Commercial General Liability (CGL) Insurance can help cover expenses associated with advertising-related lawsuits, while Excess Liability Insurance can provide additional protection. Companies…
Seemingly minor changes in policy language can create significant coverage gaps for Construction risks. In this webinar, Burns & Wilcox experts discuss key terms, conditions, and exclusions that can influence underwriting decisions and claim outcomes, including action-over, subcontractor exclusions, hot work operations, subsidence exposures, residential limitations, and work height restrictions. Featured experts:  David Gross, Vice President, Managing Director, Broker, Casualty, Burns &…
Inside This Article: A California mother is facing felony charges after prosecutors said her teenage son struck and critically injured an 81-year-old man while riding a high-powered electric motorbike, according to the Los Angeles Times. Incidents involving standard e-bikes may qualify for liability coverage under a Homeowners Insurance policy, while Personal Umbrella Insurance can provide additional protection above underlying limits. Insurance considerations can become more…
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