There are an estimated 48 million cases of foodborne illness each year. The financial impact of such outbreaks can be devastating for restaurants. According to a study conducted by researchers at Johns Hopkins University’s Bloomberg School of Public Health, the costs for a casual dining restaurant to manage and recover from a single case of foodborne illness can range from a few thousand dollars to more than $2 million.
Along with food contamination, countless other variables can affect a restaurant owner’s exposure, including whether they serve alcohol, location, ownership experience and amusement devices. With restaurants in Canada generating $85 billion in annual sales, this industry represents a significant opportunity for brokers to help business owners protect themselves from the inherent risks they face.
Contact Burns & Wilcox for a tailored Hospitality policy that can help limit your clients’ exposures with coverage for food contamination, liquor liability, general liability, and property coverage including equipment breakdown and spoilage.
Coverage Details and Features
- Package and monoline policies
- General liability coverage
- Liquor liability coverage
- Forcible ejection included at full limits in most cases
- Hired and/or Non-Owned auto coverage available (if incidental exposure only)
- Building and contents
- Computer equipment
- Equipment breakdown
- Business Interruption
- Consequential Loss
- Product Recall: Restaurant Contamination
- Legal Expenses Coverage
- Identity Theft/Data Recovery
(including but not limited to)
- Drive-Thru & Fast Food Restaurants
At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.
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